1.What is included in the price of a home?
All of our homes include delivery and setup of the home and as a general
rule we include central air conditioning and vinyl skirting in the
prices that we quote. All of our homes also come equipped with name
brand appliances, storm windows and optional "Duke Power" insulation packages.
2. Can I finance a home and land together
in a package?
Yes you can. We offer several different
land-home financing packages. In fact, this type of financing plan
will usually get you a better interest rate and save you money on
your monthly payments.
3. How much money do I need for a down payment?
That will depend on which type of loan
you apply for and several other factors. What we try to do is find
a plan that will work with what you have saved whether that is $500.00
or $5000.00. You may also use your land as collateral.
4. I have had a few problems with my credit,
can you help me?
Yes we can help. We work with approximately
15 different lenders and we work hard a trying to solve any problems
that you may have with your credit history. Most of the time we
can find a financing plan that will work with your particular situation.
5. I own my on land, but I need a well and
a septic tank. Can I finance these with my home without putting up
my land as collateral?
Yes you can. As well as other items such
as power pole, decks, steps, driveways, and clearing of the land.
6. Do I have to take the one on the lot or
can I order a new home? Most of
our business is special orders. This enables you to pick the particular
features you want included with your home as well as picking the
colors for carpet and the exterior of the home.
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