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The HUD code is less stringent than the state building code……FALSE
 There
are some differences between the codes, but the differences are really
on the focus. The state code focuses more on what type of lumber and
electrical wire to use, where the HUD code focuses on the ultimate
performance. The HUD code is more restrictive pertaining to the ventilation,
flame spread, and structural loads.
Manufactured and Modular homes depreciate in value......FALSE
Appreciation on any home whether it's a site-built, manufactured,
or modular home is affected by the same factors: the desirability
and stability of the community, supply and demand for homes in the
immediate area, and maintenance and upkeep of the home itself. When
properly maintained, the home will appreciate the same as the surrounding
site-built homes.
Manufacturers do not use the same building
materials as site-builders......FALSE
 Adrian
Homes uses the same building materials as site-built homes, but in
a controlled factory environment. The benefit of the climate controlled
environment is that there will not be any costly delays due to warped
or damaged building materials. Each aspect of the building process
is inspected by several inspectors.
There are no financing programs available
for manufactured and modular homes......FALSE
The FHA and conventional programs are available for both manufactured
and modular homes, the same as for the site built homes. The rates
are based on each client portfolio for all homes regardless of their
classification.
Manufactured Homes are more susceptible to Fire than Site-Built Homes......FALSE
 A
national fire safety study by the Foremost Insurance Company showed
that site-built homes are more than twice as likely to experience
a fire as manufactured homes. Fire resistance provisions of the HUD
code include strict standards for fire retardation and smoke generation
in materials, large windows in all bedrooms, smoke alarms, and at
least two exterior doors which must be separate from each other and
must be within 30 feet of all bedroom doors. Site-built homes are
required to have only one exterior door and no "reachability"
requirement.
Manufactured Homes are more Vulnerable
to Damage from Tornadoes.....FALSE
The joke "mobile homes attract tornadoes" is simply not
true. There is no meteorological or scientific basis to prove this.
It is more reasonable to say that manufactured housing is largely
found in rural and suburban areas where tornadoes are most likely
to occur. Proper installation and anchoring of the home is critical
in the performance of the manufactured home in severe weather situations.
Source: Manufactured Housing Institute
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